Your goals our focus. Risima smart
lending solutions
Risima Offers
- 100% home loans to Government employees; and
90% to private sector employees.
Salient Features
- The maximum loan duration is up to 30 years.
- Loan amount from R50,000 to R1 m.
Variable Interest is linked to the prime lending rate.
Product Offering
Purchase of an existing house and building package
Risima Offers
- 110% home loans to Government employees and
90% to private sector employees.
Salient Features
- The maximum loan duration is up to 30 years.
- Loan amount from R50k to R2,5m.
Variable Interest is linked to the prime lending rate.
Product Offering
- Purchase of an existing house or Purchase of a site.
- Turn-key building package.
Switching bond new building loan.
Risima Offers
Insured home loans to qualifying low- and middle-income homeowners to improve their housing condition on an incremental/gradual basis.
Salient Features
- The maximum loan duration is up to five years.
- Loan amount from R 10k to R250m.
Variable Interest is linked to the prime lending rate.
Product Offering
80% of the loan amount is payable directly to the building material suppliers.
Risima Offers
Solar finance for clean, affordable energy.
Salient Features
- Unsecured loan form R50k up to R200k.
- Maximum loan period is five years.
Interest is variable and linked to prime.
Risima Offers
Student Loan Finance to eligible, qualifying clients.
Salient Features
- Study loan of up to R150k for five years.
Our interest rates are variable and linked to the prime rate.
Not sure which option fits your needs —
Talk to a Risima advisor

