Risima Housing Finance Corporation (SOC) LTD (“Company”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA) of South Africa.

This Privacy Policy explains how we collect, use, store, and protect personal information when you use our website.

By accessing or using our website, you agree to this Privacy Policy.

The Effective Date: February 5, 2026

1. Responsible Party

For purposes of POPIA, Risima Housing Finance Corporation (SOC) LTD is the Responsible Party determining how and why personal information is processed.

2. Personal Information We Collect

We may collect and process the following categories of personal information:

Information You Provide

  • Full name and identity number

  • Contact details (email address, phone number)

  • Residential and postal address

  • Employment and financial information

  • Loan application and affordability information

  • Communications sent through forms or support channels

Automatically Collected Information

  • IP address

  • Device and browser type

  • Website usage data

  • Cookies and analytics information

3. Purpose of Processing Personal Information

We process personal information lawfully and only when necessary to:

  • Evaluate and process housing finance applications

  • Verify identity and conduct affordability assessments

  • Provide customer support and respond to enquiries

  • Improve website functionality and services

  • Comply with legal, regulatory, and risk management obligations

  • Detect and prevent fraud or unlawful activity

  • Communicate important service or policy updates

We process personal information only where permitted under POPIA, including where you have provided consent or where processing is necessary for contractual or legal obligations.

4. Cookies and Website Tracking

Our website uses cookies and similar technologies to enhance user experience and analyze website performance.

You may disable cookies through your browser settings, but certain website functions may be limited.

5. Sharing of Personal Information

We do not sell personal information. We may share personal information where necessary with:

  • Service providers supporting our business operations

  • Credit bureaus and regulatory authorities

  • Professional advisors and auditors

  • Law enforcement or government bodies when legally required

  • Parties involved in business transfers or restructuring

All third parties are required to maintain confidentiality and comply with POPIA.

6. Cross-Border Data Transfers

Where personal information is transferred outside South Africa, we ensure that the recipient is subject to laws, binding agreements, or safeguards that provide an adequate level of data protection as required by POPIA.

7. Information Security

We implement appropriate technical and organisational measures to protect personal information against loss, misuse, unauthorised access, disclosure, or alteration.

Despite our safeguards, no internet transmission is completely secure.

8. Data Retention

Personal information is retained only for as long as necessary to fulfil the purpose for which it was collected, or as required by law, including financial and regulatory record-keeping obligations.

9. Your Rights Under POPIA

You have the right to:

  • Access personal information we hold about you

  • Request correction or deletion of personal information

  • Object to processing in certain circumstances

  • Withdraw consent where processing is based on consent

  • Lodge a complaint with the Information Regulator

Requests may be submitted using the contact details below.

10. Complaints to the Regulator

If you believe your personal information has been processed unlawfully, you may contact the Information Regulator.

Website: https://www.justice.gov.za/inforeg
Email: inforeg@justice.gov.za

11. Third-Party Websites

Our website may contain links to external websites. We are not responsible for their privacy practices or content.

12. Children’s Information

You may not assign, transfer or sub-contract any of your rights and/or obligations under these Terms and conditions, in whole or in part, to any third party without our prior written consent. Any purported assignment in violation of this Section will be null and void.

13. Updates to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with a new effective date.

14. Contact Information

Risima Housing Finance Corporation

Loan Origination Officer:
Mr RX Machabi

Polokwane Office
23 Rabe Street
Wyndom Park
Polokwane
0699

Email: richard.machabi@lieda.co.za

Phone: 015 – 493 – 1979
Phone: 071 – 363 – 0663

Risima Housing Finance Corporation (SOC) LTD (“Company”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA) of South Africa.

This Privacy Policy explains how we collect, use, store, and protect personal information when you use our website.

By accessing or using our website, you agree to this Privacy Policy.

The Effective Date: February 5, 2026

1. Responsible Party

For purposes of POPIA, Risima Housing Finance Corporation (SOC) LTD is the Responsible Party determining how and why personal information is processed.

2. Personal Information We Collect

We may collect and process the following categories of personal information:

Information You Provide

  • Full name and identity number

  • Contact details (email address, phone number)

  • Residential and postal address

  • Employment and financial information

  • Loan application and affordability information

  • Communications sent through forms or support channels

Automatically Collected Information

  • IP address

  • Device and browser type

  • Website usage data

  • Cookies and analytics information

3. Purpose of Processing Personal Information

We process personal information lawfully and only when necessary to:

  • Evaluate and process housing finance applications

  • Verify identity and conduct affordability assessments

  • Provide customer support and respond to enquiries

  • Improve website functionality and services

  • Comply with legal, regulatory, and risk management obligations

  • Detect and prevent fraud or unlawful activity

  • Communicate important service or policy updates

We process personal information only where permitted under POPIA, including where you have provided consent or where processing is necessary for contractual or legal obligations.

4. Cookies and Website Tracking

Our website uses cookies and similar technologies to enhance user experience and analyze website performance.

You may disable cookies through your browser settings, but certain website functions may be limited.

5. Sharing of Personal Information

We do not sell personal information. We may share personal information where necessary with:

  • Service providers supporting our business operations

  • Credit bureaus and regulatory authorities

  • Professional advisors and auditors

  • Law enforcement or government bodies when legally required

  • Parties involved in business transfers or restructuring

All third parties are required to maintain confidentiality and comply with POPIA.

6. Cross-Border Data Transfers

Where personal information is transferred outside South Africa, we ensure that the recipient is subject to laws, binding agreements, or safeguards that provide an adequate level of data protection as required by POPIA.

7. Information Security

We implement appropriate technical and organisational measures to protect personal information against loss, misuse, unauthorised access, disclosure, or alteration.

Despite our safeguards, no internet transmission is completely secure.

8. Data Retention

Personal information is retained only for as long as necessary to fulfil the purpose for which it was collected, or as required by law, including financial and regulatory record-keeping obligations.

9. Your Rights Under POPIA

You have the right to:

  • Access personal information we hold about you

  • Request correction or deletion of personal information

  • Object to processing in certain circumstances

  • Withdraw consent where processing is based on consent

  • Lodge a complaint with the Information Regulator

Requests may be submitted using the contact details below.

10. Complaints to the Regulator

If you believe your personal information has been processed unlawfully, you may contact the Information Regulator.

Website: https://www.justice.gov.za/inforeg
Email: inforeg@justice.gov.za

11. Third-Party Websites

Our website may contain links to external websites. We are not responsible for their privacy practices or content.

12. Children’s Information

You may not assign, transfer or sub-contract any of your rights and/or obligations under these Terms and conditions, in whole or in part, to any third party without our prior written consent. Any purported assignment in violation of this Section will be null and void.

13. Updates to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with a new effective date.

14. Contact Information

Risima Housing Finance Corporation

Loan Origination Officer:
Mr RX Machabi

Polokwane Office
23 Rabe Street
Wyndom Park
Polokwane
0699

Email: richard.machabi@lieda.co.za

Phone: 015 – 493 – 1979
Phone: 071 – 363 – 0663